August 21, 2017
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Business Insurance

Tawas Bay Insurance Agency partners with our clients to understand their industry, their culture and their unique challenges to be able to design the proper insurance program and coverage to enhance their organization and long-term results. We focus on client advocacy with a proven approach to risk reduction and management. Our unique service delivery program includes a comprehensive risk analysis to identify and eliminate potential gaps and exposures in coverage with frequent reviews throughout the policy year to assure your unique needs have not changed.

Our unique service delivery program includes a comprehensive risk analysis to identify and eliminate potential gaps and exposures in coverage with frequent reviews throughout the policy year to assure that their unique needs have not changed.

We provide a comprehensive lineup of insurance products to address the insurance needs of all of our business clients. Tawas Bay Insurance Agency has experienced agents who have developed custom designed commercial insurance programs and risk management services to a wide range of businesses.


Using our many standard companies, specialty companies and brokers, we can help with those hard-to-place risks.

We have partnered with businesses in many fields of expertise such as:

  • Contractors
  • Service Contractors
  • Manufacturers
  • Retail
  • Wholesale
  • Professional Offices
  • Automobile Dealers
  • Restaurants
  • Garage & Repair
  • Tool & Die Shops
  • Hospitals
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  • Schools
  • Condominium Associations
  • Property Management
  • Property Development
  • Apartments
  • Day Care
  • Gas Stations
  • Banks
  • Nursing Homes and Medical Care Facilities
  • Asphalt Companies






Our comprehensive insurance programs include many of the following types of business coverage:

  • Property
  • General Liability
  • Business Automobile
  • Umbrella/Excess Liability
  • Tools & Equipment
  • Inland Marine/Mobile Equipment
  • Builders Rick
  • Bonds
  • Workers Compensation
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  • Crime/Employee Dishonesty
  • Electronic Data Processing/Computers
  • Flood
  • Employment Practices Liability
  • Professional Liability
  • Directors & Officers Liability
  • Cyber Insurance
  • Fiduciary Liability

Please contact our office at (989) 362-3409 to speak with a Commercial Lines Team Member. Click here to request a consultation